A coronavirus Thought Experiment #10

Background Like many of the readers on this site I’ve spent the vast majority of my time on my fire journey lurking and reading instead of creating content, so it should come as no surprise that I have a few blogs that I read for ideas, inspiration, and to learn. Personally I prefer the smaller … Keep Reading

Cooking Your Own Food for Big Savings

Why Everyone Should Cook This should be a no brainer and probably shouldn’t need so much attention but unfortunately, it does. This is arguably the simplest and most implementable of all the saving strategies. However, the population of the United States continues to cook less, eat out more, and overspend on food as a whole, … Keep Reading

What 2019 Has Taught Me So Far

what 2019 has taught me so far

Well we’re a good way into 2019 now so I thought it might be a good time to write a post on what 2019 has taught me so far.

It’s been a great year and even though we’re only three months in, I’ve grown a lot and am definitely prioritizing differently than I did in 2018. Keep reading to learn what 2019 has taught me so far.

Keep Reading

The $1000 Challenge – How I’m Going To Make 1K By The End Of The Year

$1000 blogging challenge

So if you’re one of the 154 people on my email list (I know right…only 154?), you got the email I sent out the other day that eluded to something big that will be happening around here soon.

If you’re new to NinjaBudgeter, I started this site in late-2016 as a way to share my unique ideas about budgeting, side-hustling and financial management with the world. Oh, and hopefully make some money. That’s right, you are literally inside my side-hustle right now…awkward?

Keep Reading

12 Tips For A Budget Kitchen Remodel – (How We Saved Over $10k)

budget kitchen remodel

If you read my post from earlier this week, you know that my family did an ‘unwelcome’ budget kitchen remodel last month due to a leaking dishwasher.

In December, our daughter fell on our open dishwasher lid and broke the machine. I decided to save some cash and buy used – a mistake I will never make again. The used machine that I installed had a slow leak that went undetected for several months until it had completely soaked our subfloor, meaning that we had to completely gut our kitchen.

Keep Reading

11 Financial Habits I Wish I’d Started In My 20s

Financial lessons I wish I'd learned in my 20s

I wish I had…

It’s a sad statement that every one of us has said or thought at some point. Most of us could finish that sentence a dozen different ways.

The truth is, we all live with regret. Maybe your regrets are about money, many of mine are. I can think of a dozen things I wish I’d started doing 15 years ago.

Keep Reading

Why I Drive a $500 Car

Driving a $500 Car

Sadly, I had to replace the Smurf Turd last year. 🙁

I am 32 years old, and I’ve owned more than 30 vehicles.

This includes cars, trucks motorcycles and scooters that have varied in quality from not-even-close-to-roadworthy, through to brand-new off the lot.

For the last year and a half, I’ve been riding a brand new motorcycle. I bought it off the lot and justified the expense as “worth it to have something reliable”. I also told myself that I work hard (which is true), and I deserve a new toy (which is not true).

Keep Reading