9 Money Saving Tips For Christmas 2017

money saving tips for Christmas

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Everybody loves Christmas right? The music, the tree, the traditions etc. For many people, it’s their favorite time of year. The problem is that sometimes that holiday enthusiasm can find it’s way onto our credit cards.

Let’s face it, Christmas can get really expensive. I don’t know about you but I’ve had years where we were paying down Christmas credit card debt well into February.

Hands up if you like paying down Christmas debt the following year?

*Crickets*

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I Spent $11,000 On A Pilot License While I Was Still In Debt (And I’d Do It Again)

is it worth getting a pilot license

 

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I can hear the anti-debt crusaders charging in my direction already.

How dare you!

Everybody knows that spending money on anything other than the bare essentials of utter foolishness until you’re completely out of debt right? Extreme frugality is the only way to financial independence right?

Easy guys – I’m still with you. Just hear me out.

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How To Buy A New Car (Without Getting Screwed)

How to buy a new car

 

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Most of you reading this have probably at least considered buying a new car. There’s nothing quite like it. That new car smell, the flawless exterior, the warranty that leaves you feeling protected.

If you’re a regular reader of my blog, you’ll know that I’m not a fan of new cars. I have been down that road twice and both times my decision was made too quickly. I ended up regretting the decision and resenting the vehicle. It wasn’t the right choice for me.

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9 Side Hustles That Have Made Me Money

Best side hustles for extra cash

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As the things around us become more and more expensive, many people rely on side hustle income to make ends meet. Real estate has gone up more than 20% in my area in the last few years. In that time, wages rose maybe 1-2%. And don’t get me started on the price of gas…

The thing is, ‘Side Hustle’ has reached buzz word status and there’s a metric crap-ton of information out there right now about how to make extra money. For those just getting started, trying to figure out how to make some legit extra cash can be more confusing than foreign rap music.

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How To Automate Your Finances To Help You Save Money

Budgeting With multiple bank accounts

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For most people, the hardest part of achieving any goal is staying committed to it. Whether you’re trying to pay down debt, save money, lose weight, learn a new skill or something else, you can only succeed if stick with it over the long-term.

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Why I Finally Bought A New (To Me) Car

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Over the last ten years, I have driven pieces of crap almost exclusively. I’ve had a few Geo Metros, a Ford Festiva, a scooter and a 30 year old motorcycle to name a few. Naturally, we’ve always made sure that we have one good vehicle for my wife to drive but couldn’t ever justify buying myself something decent for just a brief commute to work.

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26 Budget Hacks To Keep Your Finances On Track

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Getting your family on a budget can be really hard. Keeping your family on a budget is even harder! Over the years I’ve learned lots of budget hacks to help my family stay on track.

This blog is all about helping parents win with their money by getting out of debt and saving their cash. Below are some of the best budget hacks that I know of. Some of these tips are things that we do in our household and some are things that our friends to to stay on budget.

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Where I Found An Extra $718.05 This Week

prop

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As a personal finance nerd, I get pretty excited when I have a big money win. This week I had a major win, I found $718.05 that I didn’t know I had!

My first thought – I need to tell my wife about this.

My second thought – I need to write a post about this.

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The One Thing You Should Start Saving For Today…

saving for christmas

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Effective personal finance is all about being prepared right?

We need to be prepared for a layoff, prepared for a major home expense that pops up out of nowhere. If I bail while snowboarding (trying to keep up with friends who are way better than me), I need to be prepared if I’m off work for a month healing.

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5 Common Pieces Of Crappy Financial Advice

bad financial advice

Everybody receives financial advice.

Most of us don’t ask for it, but well-intentioned people offer it up anyways. Some of it is helpful. Maybe a wise parent or grandparent taught you to start investing for retirement from your first paycheck or keep an emergency fund. Much of the financial advice that has come my way however, has been less than useful.

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