26 Budget Hacks To Keep Your Finances On Track

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Getting your family on a budget can be really hard. Keeping your family on a budget is even harder! Over the years I’ve learned lots of budget hacks to help my family stay on track.

This blog is all about helping parents win with their money by getting out of debt and saving their cash. Below are some of the best budget hacks that I know of. Some of these tips are things that we do in our household and some are things that our friends to to stay on budget.

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Where I Found An Extra $718.05 This Week

prop

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As a personal finance nerd, I get pretty excited when I have a big money win. This week I had a major win, I found $718.05 that I didn’t know I had!

My first thought – I need to tell my wife about this.

My second thought – I need to write a post about this.

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The One Thing You Should Start Saving For Today…

saving for christmas

This post may contain affiliate links. Please check out my disclaimer for more information.

Effective personal finance is all about being prepared right?

We need to be prepared for a layoff, prepared for a major home expense that pops up out of nowhere. If I bail while snowboarding (trying to keep up with friends who are way better than me), I need to be prepared if I’m off work for a month healing.

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5 Common Pieces Of Crappy Financial Advice

bad financial advice

Everybody receives financial advice.

Most of us don’t ask for it, but well-intentioned people offer it up anyways. Some of it is helpful. Maybe a wise parent or grandparent taught you to start investing for retirement from your first paycheck or keep an emergency fund. Much of the financial advice that has come my way however, has been less than useful.

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12 Tips For A Budget Kitchen Remodel – (How We Saved Over $10k)

budget kitchen remodel

If you read my post from earlier this week, you know that my family did an ‘unwelcome’ budget kitchen remodel last month due to a leaking dishwasher.

In December, our daughter fell on our open dishwasher lid and broke the machine. I decided to save some cash and buy used – a mistake I will never make again. The used machine that I installed had a slow leak that went undetected for several months until it had completely soaked our subfloor, meaning that we had to completely gut our kitchen.

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11 Financial Habits I Wish I’d Started In My 20s

Financial Habits To Start Early

I wish I had…

It’s a sad statement that every one of us has said or thought at some point. Most of us could finish that sentence a dozen different ways.

The truth is, we all live with regret. Maybe your regrets are about money, many of mine are. I can think of a dozen things I wish I’d started doing 15 years ago.

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Why I Started This Blog

Blogging is fricken hard.

Not hard as in it will make you break a sweat, but time-consuming, soul sucking hard.

If you have a blog of your own, you probably know what I mean.

It’s not enough to write posts and put them up. If you want your blog to grow, you need to be engaged on social media. You need to engage in the comments discussions on other blogs, keep on top of SEO, backlinking, networking, site security, design, email list blah blah blah.

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Why I Drive a $500 Car

Driving a $500 Car

I am 32 years old, and I’ve owned more than 30 vehicles.

This includes cars, trucks motorcycles and scooters that have varied in quality from not-even-close-to-roadworthy, through to brand-new off the lot.

For the last year and a half, I’ve been riding a brand new motorcycle. I bought it off the lot and justified the expense as “worth it to have something reliable”. I also told myself that I work hard (which is true), and I deserve a new toy (which is not true).

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5 Reasons You Should Consider Living In An RV

My wife grew up on a farm. She’s always been surrounded by horses, chickens, llamas (I was never able to figure out why…), and open space. After we were married on her parent’s farm in 2009, we moved into a small basement suite in a nice neighborhood to start our life together.

Or so we thought. Turns out the basement was a bit of a dive.

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How To Deal With Unexpected Expenses

how to deal with unexpected expenses

As a relatively new homeowner, I’m still learning how to deal with unexpected expenses of the residential variety. Home ownership brings with it a higher level of financial risk than most other things.

Yesterday, I came home to a leaking hot water heater. I’ve been looking at the thing since we bought our house two years ago, knowing that it was well past it’s life expectancy. Somehow, I was still caught off guard when it started leaking last night.

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