This post may contain affiliate links. Please check out my disclaimer for more information.
I wanted a credit card SOOO bad.
At 18 years old, I was flat broke and living in a friend’s basement. For the life of me, I can’t recall how I justified applying for a credit card when I had no money. I’m sure that I just thought this is what responsible adults do. I remember sitting in the living room and filling out my first credit application. It was a Mastercard of some sort.