Why I Finally Bought A New (To Me) Car

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Over the last ten years, I have driven pieces of crap almost exclusively. I’ve had a few Geo Metros, a Ford Festiva, a scooter and a 30 year old motorcycle to name a few. Naturally, we’ve always made sure that we have one good vehicle for my wife to drive but couldn’t ever justify buying myself something decent for just a brief commute to work.

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26 Budget Hacks To Keep Your Finances On Track

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Getting your family on a budget can be really hard. Keeping your family on a budget is even harder! Over the years I’ve learned lots of budget hacks to help my family stay on track.

This blog is all about helping parents win with their money by getting out of debt and saving their cash. Below are some of the best budget hacks that I know of. Some of these tips are things that we do in our household and some are things that our friends to to stay on budget.

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The One Thing You Should Start Saving For Today…

saving for christmas

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Effective personal finance is all about being prepared right?

We need to be prepared for a layoff, prepared for a major home expense that pops up out of nowhere. If I bail while snowboarding (trying to keep up with friends who are way better than me), I need to be prepared if I’m off work for a month healing.

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Why I Don’t Care About My Credit Score

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I wanted a credit card SOOO bad.

At 18 years old, I was flat broke and living in a friend’s basement. For the life of me, I can’t recall how I justified applying for a credit card when I had no money. I’m sure that I just thought this is what responsible adults do. I remember sitting in the living room and filling out my first credit application. It was a Mastercard of some sort.

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How To Make $500 Fast – 15 Ways To Make Extra Cash This Week

how to make $500 fast

We’ve all been in a position where we’ve had to figure out how to make $500 fast. Or maybe for you it was $100, or $1000. Quick cash isn’t going to set you down the road to lock-term financial success, but it might be just what you need to get out of a bind.

The problem isn’t that you’re lazy, it’s that you just need a great idea to get you off to a head start. Every idea I’ve included here has been used by my or somebody I know to generate quick cash. This isn’t an exhaustive list, these are simply the best ways I know of to make fast cash to get out of a financial bind.

You have the work ethic so strap on your steel toes and lets get you some cash!

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12 Tips For A Budget Kitchen Remodel – (How We Saved Over $10k)

budget kitchen remodel

If you read my post from earlier this week, you know that my family did an ‘unwelcome’ budget kitchen remodel last month due to a leaking dishwasher.

In December, our daughter fell on our open dishwasher lid and broke the machine. I decided to save some cash and buy used – a mistake I will never make again. The used machine that I installed had a slow leak that went undetected for several months until it had completely soaked our subfloor, meaning that we had to completely gut our kitchen.

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11 Financial Habits I Wish I’d Started In My 20s

Financial Habits To Start Early

I wish I had…

It’s a sad statement that every one of us has said or thought at some point. Most of us could finish that sentence a dozen different ways.

The truth is, we all live with regret. Maybe your regrets are about money, many of mine are. I can think of a dozen things I wish I’d started doing 15 years ago.

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How To Make It As A One-Income Family

how to make it as a one income family

My wife and I have been living on one-income since our first daughter was born in 2011. Being at home with our children was something that she has always wanted and though I was sure at the time that it would mean we could never own a home, I reluctantly went along with her plan. (This turned out not to be true, we bought our first place, a townhouse, in October of 2014)

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10 Smart Ways To Use Your Tax Refund

ways to use your tax refund

Are you expecting a check this year around tax time rather than a bill? There are lots of ways to use your tax refund. If you’re like me, you might be tempted to trade your tax refund for a big TV, dinners out, a gaming console or if you’re getting a particularly large sum, a vehicle.

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Why I Drive a $500 Car

Driving a $500 Car

I am 32 years old, and I’ve owned more than 30 vehicles.

This includes cars, trucks motorcycles and scooters that have varied in quality from not-even-close-to-roadworthy, through to brand-new off the lot.

For the last year and a half, I’ve been riding a brand new motorcycle. I bought it off the lot and justified the expense as “worth it to have something reliable”. I also told myself that I work hard (which is true), and I deserve a new toy (which is not true).

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