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Do you feel like your financial situation is hopeless? Are you unsure where your money is actually going?
If you’re struggling with money, the first thing that you should do is get yourself on a zero based budget.
Budget? Most of us are excited to budget like we’re excited to stop barefoot on Lego when we get up to pee at 2am.
Take a deep breath, and stick with me. It doesn’t have to be complicated. In fact, you could write up a simple budget on a piece of paper on your lunch break.
In my opinion, the best system is zero-based budgeting. Whether you’re using plastic or cash, it’s the simplest way to get your spending on-track.