NinjaBudgeter – Helping Parents Pay Off Debt And Make More Money

The Best Items To Flip For Cash (And Where To Find Them)

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best items to flip to make money One man’s trash is another man’s treasure as they say. Personally, I’m happy that they do, because there’s a lot of money to be made selling used stuff for a profit on Craigslist, Ebay and other marketplaces.

Over the years I have sold tens of thousands of dollars worth of stuff. For the most part, I’ve used Craigslist and other local classified sites, though I’ve ventured onto other platforms as well.

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11 Affordable Father’s Day Gifts That Your Dad Actually Wants

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affordable fathers day gifts So you’re looking for an awesome, affordable gift for Father’s Day? Look no further! I have put together this short list of gifts that Dads actually want for Father’s day, curated by a professional dad.

Like most men, I appreciate when my family thinks to get me a thoughtful gift. That said, I don’t want them breaking the bank on my account, so there’s nothing here over $100.

Your dad was there for you on the sidelines of your sports games, teaching you how to ride a bike or drive a car, and of course, to give you some advice when you needed it.

Now let me offer you some advice of our own. Return that tie that you get him every year, and keep reading to find an awesome gift idea.

Some things to consider

Budget: You don’t have to break the bank to get your dad an awesome gift. In fact, there are a lot of great gifts on this list in the $25 range. No need to go overboard.

Type of Person: What type of guy is your dad? Does he like tech gifts or is he more classic? Outdoorsman or gamer…or both?

Time Frame: There’s not much time left until Father’s Day, so you might want to order your gift online, or be prepared to get it a little late!

Ready to get something awesome for your dad?

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Why I Stopped Following Dave Ramsey

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There are a lot of Dave Ramsey die-hards in the personal finance community. If you’re a huge Ramsey fan, as I once was, I encourage you to read this post with an open mind and consider my key points on their merit. It’s entirely possible that I’m going to ruffle some feathers here, so sorry in advance!

For those of you who are not familiar with Dave Ramsey, he’s the outspoken host of a daily radio show that is syndicated all over the USA, and the author of several books including ‘Financial Peace’ and ‘The Total Money Makeover.’ Dave teaches his 7 step program to financial peace. For reference, the steps are:

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9 Money Saving Gadgets That Will Pay For Themselves

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When you’re looking for ways to save money, let’s be honest, buying new tech isn’t usually the first thing that comes to mind. I absolutely love gadgets. A new toy with lots of features can keep me entertained for days. The thing is, I’m also a card-carrying cheapass who must get the best deal on everything I buy.

So how do I deal with these conflicting interests? It’s simple really, as often as possible, I buy gadgets that will save me money in the long term. Fun fact – this also makes tech purchases much easier to justify to my wife.

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A Look Back On My Failed Businesses

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I used to work as a truck driver for a large excavating company. The job offer came my way shortly before our wedding in 2009 and since the pay and benefits were good – I jumped on it.

For the first few months I was there, things were pretty good. I was excited about making more money than I ever had in my life, had lots of responsibility and was generally happy.

After about two years at the company, my job changed from Crane/Lowbed operator, to dump truck driver.

Now if you’ve never had the pleasure of driving a dump truck, here’s what it’s like. Get up and walk to your mailbox, turn around and come back into your house. Do that for eight straight hours and that’s more or less what it’s like driving a dump truck.

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How We Thrive As A Single Income Family

We have been a single income family since our first daughter was born in 2011. Being at home with our children was something that my wife always wanted. After months of talking about what we wanted our family to look like and what our priorities were, we decided to give it a try.

The last 7 years have been incredibly rewarding and we’re glad we’ve made this decision. Often people ask us how we’re able to get by with only one of us working full-time.

Keep reading and I’m going to show you the tactics that we have used to thrive on one income.

Why a single income family?

This is a tough thing to explain. Deciding to try and make it as a one-income family is a deeply personal decision. Depending on where you live and what type of work your sole breadwinner does, it can be a very expensive and difficult lifestyle to maintain. We live in a very expensive city in Western Canada and it has been a challenge with constantly rising costs and not-so-constantly rising pay.

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The Complete Guide To A Zero Based Budget

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zero based budget Do you feel like your financial situation is hopeless? Are you unsure where your money is actually going?

If you’re struggling with money, the first thing that you should do is get yourself on a zero based budget.

Budget? Most of us are excited to budget like we’re excited to stop barefoot on Lego when we get up to pee at 2am.

Take a deep breath, and stick with me. It doesn’t have to be complicated. In fact, you could write up a simple budget on a piece of paper on your lunch break.

In my opinion, the best system is zero-based budgeting. Whether you’re using plastic or cash, it’s the simplest way to get your spending on-track.

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How To Ask For A Raise At Work (And Actually Get It!)

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What if I told you that the simplest and fastest way to improve your finances might not be a side hustle, slashing your bills or living on beans and rice?

The best thing you can do to earn more money is to leverage the source of income that you already have – your job. That’s right, if you haven’t asked for a raise at work recently, I’m going to show you exactly how to ask for a raise at work, and how to actually get it!

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45 Brilliant Ways To Save Money Right Now

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There are always more ways to save money. I love writing posts like this because no matter how diligent I am in keeping our budget, there’s always more that I can do to cut expenses. Researching this content forces me to take a good look at new ways that I can cut from my own budget.

No matter where you are in your financial journey, you can start turning things around today. It all starts by getting control of the money that you already have in your budget. Once you’ve done that, then you’re in a good place to go out and start finding ways to earn more money!

Not all of these strategies will work for everybody, but I believe there’s something here to help anybody do a better job of managing their money.

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Rev.com Review – Is It Worth Working For Rev?

I’m always on the hunt for money-making opportunities. Over the years, I’ve tried quite a few things but never thought to give transcription a go. This last week I decided to try out Rev.com to see if it was worth my time. After getting a feel for it I thought you all might appreciate reading my rev.com review.

Transcription has been a popular work from home opportunity since the most popular color for computers was light brown.. It’s a great job for those who want a flexible schedule and like to work on their own time. Transcription is almost always production-based, and paid per audio-minute transcribed.

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