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As a personal finance nerd, I get pretty excited when I have a big money win. This week I had a major win, I found $718.05 that I didn’t know I had!
My first thought – I need to tell my wife about this.
My second thought – I need to write a post about this.
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Effective personal finance is all about being prepared right?
We need to be prepared for a layoff, prepared for a major home expense that pops up out of nowhere. If I bail while snowboarding (trying to keep up with friends who are way better than me), I need to be prepared if I’m off work for a month healing.
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Anybody can make money on Craigslist in 2017. Whether you’re an expert in antiques, know how to refinish furniture, or you’re into flipping cars, there’s money to be made. Even if you’re not into buying and selling items, Craigslist always has a few labor gigs that you can pick up to make some extra cash.
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I wanted a credit card SOOO bad.
At 18 years old, I was flat broke and living in a friend’s basement. For the life of me, I can’t recall how I justified applying for a credit card when I had no money. I’m sure that I just thought this is what responsible adults do. I remember sitting in the living room and filling out my first credit application. It was a Mastercard of some sort.
Everybody receives financial advice.
Most of us don’t ask for it, but well-intentioned people offer it up anyways. Some of it is helpful. Maybe a wise parent or grandparent taught you to start investing for retirement from your first paycheck or keep an emergency fund. Much of the financial advice that has come my way however, has been less than useful.
We’ve all been in a position where we’ve had to figure out how to make $500 fast. Or maybe for you it was $100, or $1000. Quick cash isn’t going to set you down the road to lock-term financial success, but it might be just what you need to get out of a bind.
The problem isn’t that you’re lazy, it’s that you just need a great idea to get you off to a head start. Every idea I’ve included here has been used by my or somebody I know to generate quick cash. This isn’t an exhaustive list, these are simply the best ways I know of to make fast cash to get out of a financial bind.
You have the work ethic so strap on your steel toes and lets get you some cash!
If you read my post from earlier this week, you know that my family did an ‘unwelcome’ budget kitchen remodel last month due to a leaking dishwasher.
In December, our daughter fell on our open dishwasher lid and broke the machine. I decided to save some cash and buy used – a mistake I will never make again. The used machine that I installed had a slow leak that went undetected for several months until it had completely soaked our subfloor, meaning that we had to completely gut our kitchen.
If you’re a regular reader of NB, you will have noticed that I have not put any new content up on this site for about two months now. Two months is a long time to let my site just sit with no effort, no new content, nothing. In blogging, this is a major no-no. So … Read more
I wish I had…
It’s a sad statement that every one of us has said or thought at some point. Most of us could finish that sentence a dozen different ways.
The truth is, we all live with regret. Maybe your regrets are about money, many of mine are. I can think of a dozen things I wish I’d started doing 15 years ago.
This week’s post is by Jamie Griffin. Jamie Griffin is a Middle School Teacher and Blogger who runs the site MrJamieGriffin.com. He and his wife are working hard to pay off their student loans and teach others how to Do Money Differently.
My wife Jenna and I started our plan to aggressively pay off our student loans in 2013. Since then we have paid off nearly all of our debt, increasing our total amount paid every year. It has been a long road, and while the end is in sight, I want to reflect a little on how we got this far. I know that most people reflect sometime in January, but March is still pretty early in the year right? Better late than never! In 2016, we had our biggest year of debt crushing, paying off a crazy $29,586.55!!! Looking back at our year in review, I will show you how we did it.