An Introduction to the 3 Fund Portfolio

VTSAX is my favorite investment vehicle. Whenever a friend or coworkers asks how to get started investing in stocks, the first piece of advice I will typically give is “put your money in VTSAX!” This is a pretty common piece of advice in the investing community. This advice is widespread because it’s good advice for investors just starting out. However, it doesn’t necessarily constitute a full investing strategy. This is especially true as your accounts start to grow. Let’s do an analysis to see where this advice holds merit and where it is lacking.

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Background on the 3 Fund Portfolio

The 3 fund portfolio is a book that I am taking from the bogle heads forum. the name bogle heads refers to the investing enthusiasts that can be found on their website. However, the name itself is a reference to John “Jack” Bogle, the founder and chief executive of The Vanguard Group, and creator of the first index fund.

The basic idea of the three fund portfolio is to allocate your money between three major index funds, VTSAX, VBTLX, and VTIAX. The ratio you allocate to each fund changes based on market conditions and your personal risk tolerance. These funds are all owned by Vanguard. However, other brokerages will have the same types of funds, which I will cover in a different article.

VTSAX is my favorite investment vehicle. Whenever a friend or coworkers asks how to get started investing in stocks, the first piece of advice I will typically give is “put your money in VTSAX!” This is a pretty common piece of advice in the investing community. This advice is widespread because it’s good advice for investors just starting out. However, it doesn’t necessarily constitute a full investing strategy. This is especially true as your accounts start to grow. Let’s do an analysis to see where this advice holds merit and where it is lacking.

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15 Smart Money Moves For Canadians To Make During The Coronavirus Outbreak

I’ll start by saying this – Covid-19 and the broad shutdown of not only businesses, but entire industries is an unprecedented financial disaster for many people. While we are lucky that our government is scrambling to get programs in place to help ensure that the impact on people is not as catastrophic, this is going to be a dark time for some.

That said, in every setback, there is an opportunity. No matter what your situation or level of ability, there’s probably something on this list that can help you regain some footing during this difficult time. I’m not suggesting that anything here is a viable long-term alternative to your regular employment, but rather, a stop gap. A place to help you earn enough money to get through this with your finances intact.

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Rev.com Review 2020 – Is It Worth Working For Rev?

is rev.com legit?Interested in becoming a transcriptionist? This Rev.com review can help you decide if it’s the right fit for you.

I’m always on the hunt for money-making opportunities. Over the years, I’ve tried quite a few things Including flipping (definitely my favorite), driving limousine, blogging and a few others. I’d never thought to give transcription a go.

This last week I decided to try out Rev.com to see if it was worth my time. After getting a feel for it I thought you all might appreciate reading my Rev.com review.

Transcription has been a popular work from home opportunity since the most popular color for computers was light brown.. It’s a great job for those who want a flexible schedule and like to work on their own time. Transcription is almost always production-based, and paid per audio-minute transcribed.

Related post – How To Make $500 Fast!

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15 Jobs Where You Can Work Alone

jobs where you can work alone

There are many jobs available out there for all different people. If you don’t choose a job where you feel you can really thrive, work can seem like a huge stressor. Some people prefer working in environments that allow them to be around people. However, others prefer to work alone. If working by yourself is your ideal work environment, you’re in the right place. Keep reading, I’m going to show you 11 different jobs that allow you to work alone.

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How To Make $5000 Fast in 2020 (Within The Next Couple Of Weeks)

Make $5000 FastSo you’re in a bind and you need to figure out how to make $5000 fast. Maybe your car broke down, maybe renters trashed your house or you’ve got some legal or tax issues. It doesn’t matter why, you’ve got to get your hands on some money, and quick!

The first thing to do is take a deep breath. 5k is a lot of cash and you’re going to have to work your butt off to earn that much quickly.

The good news? It is possible. It’s just not easy. Look at this as an opportunity to learn a new skill and hustle harder than you ever have.

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How To Make Money Buying And Selling Event Tickets

Disclaimer: This article was sponsored by TicketFlipping.com. This means that I have received compensation in exchange for this post. All thoughts and opinions are my own. 

 

If you’ve been reading NinjaBudgeter for a while, you know that I’m a huge fan of flipping. I love the challenge of buying something used and turning it around fast for a profit. I even ran a little appliance flipping side hustle for a while.

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How You Can Make $1000 Fast

how to make $1000 fast

13 Legit Ideas That Take Less Than A Week!

Do you need to find a way to make $1000 fast?

It can happen to anybody. A blown transmission, a broken refrigerator, leaking water heater or any number of other emergencies can cause you to need a quick grand. No matter what the reason, you need to figure out how you can make $1000 fast!

Fast money isn’t necessarily going to set you down the road to long-term prosperity, but it can get you out of a bad situation and develop your money-making skills for the future.

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The 10 Best Items To Flip For Fast Cash

Want to find the best items to flip for money?

easiest things to flip for profitOne man’s trash is another man’s treasure as they say. Personally, I’m happy that they do, because there’s a lot of money to be made selling used stuff for a profit on Craigslist, Ebay and other marketplaces.

Over the years I have sold tens of thousands of dollars worth of stuff. For the most part, I’ve used Craigslist and other local classified sites, though I’ve ventured onto other platforms as well.

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9 Powerful Craigslist Alternatives To Sell Your Stuff Quick

Looking for craigslist alternatives for selling your stuff?

craigslist alternatives

If you like buying and selling locally as a way to make extra cash, you’re probably familiar with Craigslist. Craigslist is the OG of online local marketplaces. It’s simple, easy to use, and effective. It’s also ugly, with a design that hasn’t changed much since they launched in 1995.

Don’t get me wrong, it’s good, but if you’re serious about local selling, you should know that there are several other online selling sites like Craigslist out there that are also solid options.

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