60+ Cheap or Free Things to do With the Kids in 2020

free things to do with kids“I’m bored!”

The dreaded words that no parent wants to hear. Children have a way of declaring that they’re bored that can drives us parents (who know that they have a room full of toys) crazy. I think they can smell exhaustion, and when they detect that us parents are at our wits end, that’s when they pounce with the boredom talk.

Funny how emptying the dishwasher is never enough of an activity to quench their boredom… The reality is, they want you to entertain them. They usually want their parents to rush in and save the day with some amazing, fun activity. 

Consider writing down these ideas on a poster board or chalkboard in your home. To encourage your kids to be decisive and learn how to make fun for themselves, you can ask them to choose an activity from the board when they don’t know what to do.

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9 Powerful Craigslist Alternatives To Sell Your Stuff Quick

Looking for craigslist alternatives for selling your stuff?

craigslist alternatives

If you like buying and selling locally as a way to make extra cash, you’re probably familiar with Craigslist. Craigslist is the OG of online local marketplaces. It’s simple, easy to use, and effective. It’s also ugly, with a design that hasn’t changed much since they launched in 1995.

Don’t get me wrong, it’s good, but if you’re serious about local selling, you should know that there are several other online selling sites like Craigslist out there that are also solid options.

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47+ Ways To Improve Your Family’s Finances in 2020

improve family financesWith a new year rapidly approaching, many people are looking ahead at how they can improve their finances over the coming twelve months.

Christmas can screw the budget up big time and leave you looking for ways to improve your family’s finances in the coming year.

Look no further! I’ve put together this list of 47 practical things that you can do to improve your family’s financial situation. Most are simple and even if you only act on a few, you’ll be further ahead next year than you are today!

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Does A Family Of Five Really Need A Minivan?

Childhood Experience

does a family of 5 need a minivan?When I was a kid, we had a 1968 Toyota Corona. The predecessor to the Corolla, this beauty had vinyl seats that you could fry a steak on in the summertime. I remember when our parents would take us out to the park we would bring a stack of towels, not to sit on at the park, but to put on the car’s seats to prevent second degree burns haha.

It never crossed my mind that our car was too small. I mean, it’s a really tiny car, but we did just fine. At least I think we did, as a kid I didn’t agonize over these decisions like I do now…

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Why You Should Avoid MLMs Like The Plague

If you’re interested in personal finance, side hustles and making extra money, there’s a pretty good chance that you’ve tried out network marketing at some point.

Even if you haven’t tried it out yourself, you’ve probably had a friend from high school reach out to you on Facebook and say something like: “Hey, it’s been too long, how are you!” And then tactfully direct the conversation towards the new ‘opportunity’ that they are involved in.

Of course, they’d love to get together and tell you more…

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23 Fun & Cheap Date Night Ideas (And What To Do With The Kids)

cheap date night ideasWhen my wife and I were young and careless (she’s still young, and I’m still careless), the biggest money-drain for us hands down was eating out. It took many different forms: but most often it was some form of date night for the two of us or with friends – pub nights, sushi, ice cream, movies etc. We didn’t really start experimenting with cheap date night ideas until after we had a couple of kids.

Bottom line: it costs a lot of money to eat out.

But for many of us, eating out is the go-to idea for date nights. It’s actually harder to avoid now that we have children because having somebody cook for us (as opposed to three little people throwing fits because they found something green in their dinner) is part of how we relax when we do get out.

That said, there are a lot of ways that you can enjoy a cheap date night with your spouse. You don’t have to go to a fancy restaurant or do some pricey activity. I’ve put together  of the best cheap date night ideas that I could find from all around the web. I’m going to reference this list next time I want to take my wife out.

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11 Affordable Father’s Day Gifts That Your Dad Actually Wants

affordable fathers day giftsSo you’re looking for an awesome, affordable gift for Father’s Day? Look no further! I have put together this short list of gifts that Dads actually want for Father’s day, curated by a professional dad.

Like most men, I appreciate when my family thinks to get me a thoughtful gift. That said, I don’t want them breaking the bank on my account, so there’s nothing here over $100.

Your dad was there for you  on the sidelines of your sports games, teaching you how to ride a bike or drive a car, and of course, to give you some advice when you needed it.

Now let me offer you some advice of our own. Return that tie that you get him every year, and keep reading to find an awesome gift idea.

Some things to consider

Budget: You don’t have to break the bank to get your dad an awesome gift. In fact, there are a lot of great gifts on this list in the $25 range. No need to go overboard.

Type of Person: What type of guy is your dad? Does he like tech gifts or is he more classic? Outdoorsman or gamer…or both?

Time Frame: There’s not much time left until Father’s Day, so you might want to order your gift online, or be prepared to get it a little late!

Ready to get something awesome for your dad?

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Why I Stopped Following Dave Ramsey

stopped following Dave RamsayThere are a lot of Dave Ramsey die-hards in the personal finance community. If you’re a huge Ramsey fan, as I once was, I encourage you to read this post with an open mind and consider my key points on their merit. It’s entirely possible that I’m going to ruffle some feathers with this one, but I’ve decided to stop following Dave Ramsey.

For those of you who are not familiar with him, Dave Ramsey is the outspoken host of a daily radio show that is syndicated all over the USA, and the author of several books including ‘Financial Peace’ and ‘The Total Money Makeover.’ Dave teaches his 7 step program to financial peace. For reference, the steps are:

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How We Thrive As A Single Income Family

Single Income FamilyWe have been a single income family since our first daughter was born in 2011. Being at home with our children was something that my wife always wanted. After months of talking about what we wanted our family to look like and what our priorities were, we decided to give it a try.

The last 7 years have been incredibly rewarding and we’re glad we’ve made this decision. Often people ask us how we’re able to get by with only one of us working full-time.

Keep reading and I’m going to show you the tactics that we have used to thrive on one income.

Why a single income family?

This is a tough thing to explain. Deciding to try and make it as a one-income family is a deeply personal decision. Depending on where you live and what type of work your sole breadwinner does, it can be a very expensive and difficult lifestyle to maintain. We live in a very expensive city in Western Canada and it has been a challenge with constantly rising costs and not-so-constantly rising pay.

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Allowances For Kids – How Much Money Should You Give Them?

allowance for kidsSometimes what I’m blogging about lines up perfectly with what’s happening in my life, and this week is one of those weeks. With three kids at 1, 3 and 6, the topic of allowance for kids was bound to come up eventually!

You’d think that as a personal finance blogger, I’d be right on top of rationing money out to my kids and teaching them everything I know about using it wisely, but it just hasn’t really come up yet. Don’t get me wrong, we’ve had some money talks with our eldest, but she hasn’t yet had money coming in regularly for her to manage.

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